Life Insurance Trusts (ILITs), Explained for Florida Families
ILITs can shelter life insurance and protect beneficiaries—but only if set up right. Avoid the funding, ownership, and Florida-specific ILIT mistakes.
January 6, 2025
ILITs can shelter life insurance and protect beneficiaries—but only if set up right. Avoid the funding, ownership, and Florida-specific ILIT mistakes.
The core estate planning documents every Florida adult needs: will, durable power of attorney, health care directives, and—if you own a home—a plan for homestead.
A Florida estate attorney explains how to avoid probate using trusts, lady bird deeds, beneficiary designations, and joint ownership the right way.
An unfunded living trust is the #1 Florida estate mistake. Learn how to retitle homestead, accounts, and beneficiaries so your trust actually avoids probate.
How Florida second-marriage couples coordinate prenups, homestead rules, and estate plans to protect children and a surviving spouse. Practical attorney guidance.
Florida gives unmarried partners zero default rights. Avoid these mistakes that leave your partner with nothing at death or incapacity.
Divorce, marriage, or relocating to Florida can quietly break your estate plan. Learn what to update, which FL statutes apply, and how to protect your homestead.
Florida revocable living trust vs. will: how each handles probate, homestead, and real estate, plus how to choose the right plan for your family.
Single Floridians without a will let the state and courts decide everything. Avoid these estate and incapacity planning mistakes.
How Florida residents use gifting strategies to manage federal estate tax, protect homestead, and transfer real estate the smart way. Attorney-written guide.
A Florida attorney’s guide to Lady Bird (enhanced life estate) deeds: how they avoid probate, protect homestead, and keep Medicaid options open.
Florida blended families face homestead and elective share traps. Avoid these estate planning mistakes that disinherit a spouse or stepchild.
Planning for incapacity in Florida means naming who manages your money, home, and health care if you can’t. A guide for South Florida homeowners.
You cannot fully disinherit a spouse in Florida. Learn how the 30% elective share, homestead, and family rights protect a surviving spouse.
How a Florida durable power of attorney works under Chapter 709: signing rules, banking and real estate authority, and why it protects your homestead.
How charitable giving and trusts work in a Florida estate plan: CRTs, CLTs, donor-advised funds, homestead concerns, and tax strategy from a FL estate attorney.
DIY estate planning fails in predictable ways under Florida law. See the homestead, witness, and probate mistakes a Florida attorney helps you avoid.
